Ohio State Requirements


Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required by the last day of your birth month every 2 year license term.  See license term below.  Producers planning to sell the following product(s) have special training or education requirements as described below:
Long-Term Care (LTC) Insurance
  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Ohio, producers must complete an initial 8-hour, state-approved LTC training course.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month compliance period following completion of the initial LTC training.
Annuity Training Requirement
  • Effective July 1, 2011:  All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by January 1, 2012.  All producers licensed on or after July 1, 2011 must complete this training prior to selling, soliciting, or negotiating such products.

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required by the last day of your birth month every 2 year license term. See license term below.
Flood Insurance
Before selling flood insurance, licensees must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program. New licensees must comply with flood training before their first CE compliance date.

Nonresident CE Requirements

If the producer has not taken a NAIC LTC training course in another state, the nonresident producer selling LTC must comply with the Ohio LTC training requirements:
Long-Term Care (LTC) Insurance
  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Ohio, producers must complete an initial 8-hour, state-approved LTC training course.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month compliance period following completion of the initial LTC training.
Annuity Training Requirement
  • Effective July 1, 2011:  All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by January 1, 2012.  All producers licensed on or after July 1, 2011 must complete this training prior to selling, soliciting, or negotiating such products.  *Nonresidents who satisfy the training requirements of another state that are similar to Ohio's law will be deemed compliant for Ohio's requirement.

License Term

The license term is every 2 years, based on the last day of the producer's birth month. 

CE Subject Requirements

Category restrictions

Life/Health and Property/Casualty producers can complete 21 CE hours in any line of authority and 3 hours in approved ethics.

Course presentation

Producers can take courses through online and paper-based self-study.

Study requirements

Students must read the course material and answer all practice questions prior to taking the final exam.

Final Exam Requirements

Exam proctor requirements

Self-study final exams are Closed book. Students will be locked out of the course material once the exam is launched.

Exam rules

The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

No excess CE credit hours may be carried over to the next 2-year license term.

Course Repetition Rules

Courses may not be taken for credit more than once in a 2-year license term.

Certificate of Completion

American Online Insurance School provides online, printable certificates of completion in Ohio. Certificates of completion are available to print online immediately after the final exam is passed. The licensee must keep a copy of each certificate of completion in his or her files for 3 years.

CE Completion Reporting

American Online Insurance School reports course completions electronically to the Ohio Department of Insurance every business day.

*Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s). Providers have 15 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.

License Renewal Process

Licensees can renew their license online here.

CE Exemptions

The following licensees are exempt from continuing education requirements:
  • Persons holding a limited authority license
  • Nonresident licensees in compliance with CE requirements for their home states
  • Nonresident licensees who completed a NAIC LTC training course in another state are exempt from taking the special training requirement in Ohio
  • Persons granted inactive license status by the State Director of Insurance

Helpful Links

License Number Look Up
View your CE transcript
Renew your license online
Ohio DOI Web site

State Contact Information

Ohio Department of Insurance
Phone: 614-644-2665
Fax: 614-644-3475
Email: licensing@ins.state.oh.us

Mailing Address:
50 W. Town St.
Third Floor - Suite 300
Columbus, OH 43215

American Online Insurance School provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

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